RESP Calculator
Project your children's education savings with government grant tracking. See how CESG grants, contributions, and compound growth work together across Individual or Family RESP plans.
Family-plan beneficiaries must meet the required relationship to the original subscriber. Additional CESG, CLB and some provincial benefits require a sibling-only plan.
Current balance can include grants, growth and losses. It does not establish remaining contribution room. Enter confirmed prior contributions across all RESPs.
$2,500/year maximizes the basic CESG ($500 grant)
Enter an illustrative annual return. State separately whether your assumption is net of product and advisory fees.
BC families may receive a one-time $1,200 grant per child from the sixth birthday until the day before the ninth birthday.