Tax & Debt Strategy
TFSA & RRSP Calculator
Estimate your contribution room and explore how regular contributions may grow over time in a TFSA or RRSP.
Account Type
Your Information
$
Growth Projection
$
6%
20 years
Estimated TFSA Contribution Room
Cumulative Limit (est.)
$109,000
Available Room (est.)
$79,000
$30,000 contributed$109,000 limit
Projected Growth
Year 0
Total: $30,000
Year 1
Total: $38,018
Year 2
Total: $46,531
Year 3
Total: $55,568
Year 4
Total: $65,164
Year 5
Total: $75,351
Year 6
Total: $86,166
Year 7
Total: $97,648
Year 8
Total: $109,839
Year 9
Total: $122,781
Year 10
Total: $136,522
Year 11
Total: $151,110
Year 12
Total: $166,598
Year 13
Total: $183,041
Year 14
Total: $200,498
Year 15
Total: $219,032
Year 16
Total: $238,709
Year 17
Total: $259,600
Year 18
Total: $281,780
Year 19
Total: $305,327
Year 20
Total: $330,327
TodayYear 20
Contributions
Growth
Projection Summary
Contributed
$150,000
Growth
$180,327
Total Value
$330,327
Want help building a contribution strategy?
Schedule a ConversationThis calculator provides general estimates for illustrative purposes only. TFSA contribution room depends on your individual history and CRA records. RRSP limits depend on your earned income, pension adjustments, and prior contributions. Actual contribution room may differ. This is not financial or tax advice. Please consult with a licensed professional and verify your limits with the CRA.