RIDGE 2: CASH FLOW & ACCUMULATION

RESP Calculator

Project your children's education savings with government grant tracking. See how CESG grants, contributions, and compound growth work together across Individual or Family RESP plans.

Plan Type

A Family Plan allows multiple children as beneficiaries. If one child does not pursue post-secondary education, funds can be redirected to siblings.

Children (Beneficiaries)

Child 1

Name

Current Age

Existing RESP Balance

CESG Already Received

Contribution & Growth Assumptions

Annual Contribution per Child

$2,500/year maximizes the basic CESG ($500 grant)

Expected Annual Return

Balanced portfolio historical average: 5-6%

Family Income (for Additional CESG)

Middle Income (extra 10% CESG)

BC Resident?BCTESG

BC families receive a one-time $1,200 grant per child (claimable ages 6 to 9)